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I am in the Flex Plan and have a child under the age of 19 and/or a child under the age of 23 who are full-time students. What happened to the allowance for their benefit? Can I get coverage for them?

As long as they were listed as your dependents before you retired you can purchase coverage for child dependents, however as a result of Flex Plan changes in 2003 there is only an option to purchase coverage, i.e. there is no allowance given for children dependents.

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